800-279-9525: Why Are They Calling?
January 1, 1970 | 3 min read
- IC System is likely hurting your credit score.
- You may be able to remove them from your credit report.
- We can help you check, get your free consultation now to learn more!
January 1, 1970 | 3 min read
If you’ve been receiving calls from a number like 800-279-9525, you’re not alone.
800-279-9525 belongs to IC System. They are a legitimate debt collection agency that works on behalf of creditors to recover outstanding debts. They may contact you if you owe money to a creditor (like a credit card company or a medical provider) and the debt has been placed with them for collection.
When you start receiving calls from a number like 800-279-9525, it often signifies one of two scenarios: either they’ve taken on the responsibility of collecting a debt originally owed to someone else, like a credit card company, or they’re acting as debt recovery agents on behalf of another entity.
The most unsettling aspect of these calls is the impact they have on your credit report. The presence of a collections account can significantly damage your credit score, making it harder to secure new lines of credit with favorable interest rates.
First, don’t panic. Receiving a call from a debt collector can be stressful, but it’s important to handle the situation calmly and professionally. Here are some steps you can take:
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Saint. Credit specialists can review your credit report with you (for free), and walk you through your best options.
Receiving calls from IC System or any debt collector can be stressful, but it’s essential to understand your rights and options. Always verify the debt, communicate in writing, and seek professional assistance if needed. Remember, dealing with debt collectors is a manageable process, and you can take control of your financial situation.
At Credit Saint, we’re committed to helping you improve your credit and navigate the complexities of debt collection. If you have further questions or need assistance, don’t hesitate to reach out to us for support.
Reviewed By:
Ashley Davison
Editor
Ashley is currently the Chief Compliance Officer for Credit Saint, previously the Chief Operating Officer. Ashley got into the Financial world by working as a Logistics Coordinator at Ernst & Young. Coming from a previous career in education, she is eager to teach the world everything she knows and learn everything that she doesn’t! Ashley is a FICO® certified professional, a Board Certified Credit Consultant, a Certified Credit Score Consultant with the Credit Consultants Association of America, UDAAP certified, and holds a Fair Credit Reporting Act (FCRA) Compliance Certificate.